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Million Dollar Baby: Preparing For Your Child's Future (Adults)

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Million Dollar Baby is a simple, common-sense strategy to help families build a financial legacy for their children without needing to be wealthy.

Only 22% of children will ever receive an inheritance. For most families, leaving a financial legacy feels out of reach, not because of poor planning, but because of three unavoidable realities:

1. Longevity: People are living longer than ever. A longer life often means parents must rely heavily on their savings to fund decades of retirement.
2. Medical Expenses: The average retiree will spend $157,500 on medical care from age 65 through the end of life, significantly reducing what may be left behind.
3. Long-Term Care: Approximately 70% of individuals over age 65 will require some form of long-term care. These services can cost between $233,000 and $367,000 during the final five years of life.

The Million Dollar Baby program takes a different approach. Instead of focusing on wealth, it leverages the greatest financial asset a child has: TIME. Join us to learn how small, intentional steps today can create a lasting legacy tomorrow.

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Accessibility Policy: The Library makes every effort to ensure our programs can be enjoyed by all. If you have any concerns about accessibility or need to request a specific accommodation, please contact the Library. View our accessibility page at https://gpld.org/accessibility. 

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